THE IMPACT OF ARTIFICIAL INTELLIGENCE ON CONSUMER CREDIT SCORING MODELS: A CRITICAL REVIEW OF FAIRNESS AND BIAS IN ALGORITHMS. Finance and Management Review, [S. l.], v. 3, n. 2, p. 57–76, 2025. Disponível em: https://fmreview.online/index.php/journla/article/view/55. Acesso em: 9 apr. 2026.